Your Money Is
Secure Here

200 K+

Active User

2024 The world’s best digital bank

Your security is our utmost priority. With our advanced encryption and 24/7 monitoring, we ensure that your funds are fully protected.

Get Direction

Do the
InKREDIble

Easily save, lend, insure, and manage your business with the Kredi app, Kredi PAY, and POS terminals. Pay bills, transfer funds, top up airtime and data, and get faster access to loans - all in one place.

Get Direction

About Kredi Bank

Control All Your Financial Services From One Place.

Manage everything—savings, payments, transfers, and more—all in one place. Our seamless platform brings everything together, so you can bank the inKREDIble way with just a few taps.

20x

Super fast instant transfers and payments.

100%

Ultra-secure data protection.

One app for all

Secure payment

Personal Account

Manage your transactions, pay bills, transfer funds, insure your assets and get an instant loan all on your Kredi app.

Business Account

Kredi offers business accounts designed for SMEs and large companies. These accounts come with very low charges and a variety of services, including single payout transfers and payout APIs for paying multiple beneficiaries simultaneously.

Fixed/Recurring Savings

Let your money make even more for you! Get up to 26% interest just for saving with us!

Trusted by industry leading companies around the globe

Our Services

What We Offer for You

Kredi is committed to delivering exceptional services that drive growth and success. We provide tailored financial solutions for individuals, SMEs, and businesses of all sizes. With Kredi, you can process funds quickly and securely, every time.

General enquiries

info@thekredibank.com

General enquiries

02018885557
09049819179

Save With Ease

Saving money can be challenging, that’s why we’re here to help. Discover a simpler way to save and enjoy inKredible returns, starting with downloading Kredi.

Funds Transfer

Need to transfer funds to any bank instantly? Sending money has never been easier! Use the Kredi App for quick and seamless transfers to any bank in Nigeria.

Fast Loans, No Stress

Apply today and receive funds within minutes, directly to your phone.

Bill Payments

Keep your entertainment going by renewing your cable and other subscriptions through the Kredi app.

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Our Bank

What makes our bank stand out:

All in one financial platform

We provide one platform where customers can pay bills, save, insure properties, transfer, and get quick loans.

Sustainable Banking

We make banking more dynamic, effective and most importantly, environmentally friendly.

Words of our AGENTS

Hear from our agents about their experiences with Kredi.

“I was skeptical at first but now I’m convinced that there’s no better team to be on. Compared to other POS machines I use, Kredi POS has a stable network and allows me transact easily.”

Nancy

“So yesterday, I had to transfer money to a delivery guy urgently and I decided to use the kredi app. It went like immediately. I was so surprised😂. Talk about a good first time experience👍.”

Adunmo

Excellent customer service. I was able to get a loan for my business and it was fast and reliable. The app was easy to navigate through and their customer support were very responsive to my questions

Ochi Matthias

This bank is one of the best banks I have ever seen. This bank app is active for 24 hours. customers service is wow they are every easy to use.thank you for the loan my business now is excellent.

krim

Banking Made Simple

Open Your Bank Account Instantly!

Open your Kredi account in a snap! With our digital banking platform, you have access to financial services wherever you are.

Download App

Available on both Google Play Store and App Store, our app makes banking simple and convenient.

01 Create Your Account

Set up your account quickly and securely. Enjoy smooth mobile banking that simplifies managing your money.

02 Start Banking

Request your Kredi Mastercard directly through our app, choose the savings product that suits you best, and explore other services tailored to your financial needs.

03

Download app

Experience seamless banking for both businesses and individuals.

Our platform offers secure transfers, bill payments, business account solutions, flexible savings, and API integrations for collections and payouts, all designed to simplify your financial journey.